Pay-As-You-Go strategies

This group is for discussion of innovative approaches to financing off-grid lighting products. A wide variety of strategies are being used, from highly informal lay-away arrangements to highly sophisticated ones using cell-phone banking to make payments based on remotely monitored light usage.

Please share your thoughts and experiences with the other members.

Members: 55
Latest Activity: Jul 20, 2016

Discussion Forum

PAYG - a way to break the price/value paradox

Started by Huashan Wang. Last reply by vincenzo capogna Mar 6, 2015. 6 Replies

I think this is an important topic, and I hope that collectively we can generate ideas to tackle this paradox, (may be to too strong a word?).  The paradox is this: people who seek low price products…Continue

New CGAP paper on PAYG Solar

Started by Jacob Winiecki. Last reply by Yotam Ariel Aug 19, 2014. 1 Reply

Check out this new CGAP paper on PAYG Solar: "Access to Energy via Digital Finance: Models…Continue

Tags: PAYG

Case study : Solar Energy through mobile payment - Simpa Networks

Started by Cécile Dahomé. Last reply by Adedayo Lawal Apr 17, 2013. 5 Replies

Within the framework of our 2 years project about social entrepreneurship and inclusive business in the secteur of water and energy, we've met some social entrepreneurs in India: Husk Power System…Continue

Tags: Networks, Simpa

Comment Wall


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Comment by Daniel Soto on February 14, 2013 at 5:19am

The Earth Institute at Columbia is running a feasibility study of PAYG microgrids in Mali and Uganda.  We wrote about our early experiences in the publication below.  Hopefully future work can answer some of the questions Evan posed about default rate and failures.

official version

self-archive preprint

Comment by Betsy Teutsch on February 13, 2013 at 7:30pm

Just read about which is looking for additional financing.  Their product is the meter itself, which is flexible and can be linked to various energy grids.  They are being featured at an Engineering for Change seminar.

Comment by Yotam Ariel on February 6, 2013 at 2:07am

I think this is related and useful:


Comment by SWAP Botswana on January 30, 2013 at 12:50am

Managed to get the lastest PAYG fees in Botswana as off January 2013 

Botswana Power are installing prepaid meters on  rolel out programme.

100 pula ($12.42 €9.19) for 269 kwh


Comment by Evan Mills on January 29, 2013 at 10:20pm

Here's a nice seminar on mobile money from USAID.  Good listener questions and answers at the end....

Comment by Yotam Ariel on January 28, 2013 at 4:04pm

Thank you, Dennis.
I list M-KOPA and the others here:

Hope this is useful.

Comment by Dennis Oyula on January 28, 2013 at 11:11am

Check out M-KOPA solar. this is a mobile based solution where customer pay for their solar light viam mobile money. Its being launched in kenya using the mobile payment platform M-PESA  from safaricom.

Comment by Yotam Ariel on January 26, 2013 at 6:34am

Interesting, yes. Hope to check it out with SolarAid, and also this open-source pay-as-you-go:
(and other players)

Actually, as soon as I introduced the tool as giving power to the villagers,
some companies said they are not comfrotable with having their customers being able to speak out. And some simply admitted that their after-sales is lagging.

Still over a dozen solar businesses/organizations are trying the stickers and system,
and I'll share case studies once we get some results (good/bad)..

Comment by Evan Mills on January 25, 2013 at 12:24pm

Thinking out loud as to whether SMS-based PAYG schemes could constructively interoperate with SMS-based user-feedback systems ala Yotam's

Might there be concern about users defaulting on payments "stretching the truth" about problems with the product?  Presumably resolvable IF there is somewhere to go to enforce a warranty, but that will often not be the case.

Comment by Evan Mills on January 24, 2013 at 10:35am


We would be happy to hear the details here.  Thx.


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